Medicare Advantage Vs Medicare Supplement Plan

Medicare advantage or Medicare supplement plans for 2019 are both beneficial in their own ways. The best between the two is something you are capable of deciding however we will provide you information regarding both:

Difference between Medicare advantage and Medicare supplement plan

Definition

Medicare Advantage

Medicare advantage in addition to covering your medical care, also covers your hospital expenses and in some cases your vision, hearing, dental and other such health problems or prescriptions.

Medicare Supplement

Transamerica medicare supplement covers all that is offered by the original Medicare with the addition of a few more payments required during the part A and B program. Such payments are not covered by original Medicare.

Accessibility

Medicare Advantage

There is a specific network of hospitals and doctors that is supposed to cover Medicare advantage.

Medicare Supplement

The Medicare supplement plans for 2019 is covered by almost all the doctors and facilities containing the Medicare program. Keep in mind that all hospitals with Medicare program might not be open to Medicare advantage program.

Enrollment

Medicare Advantage

You can enroll or switch into a Medicare advantage program at specific periods during the year. This is not available throughout or stagnantly.

Medicare Supplement

You can apply for this program any day after you turn the age of 65. There is no such restriction but it is still better to consult with your doctor or physician.

Drug Prescription Coverage

Medicare Advantage

In this, you have the drug prescription plan included with all the Medicare advantage program.

Medicare Supplement

In this, the drug prescription coverage is not included. You have to apply for additional programs if you want the drug prescription costs to be included with permanently.

Travel

Medicare Advantage

The Medicare advantage goes with you wherever you travel. Whether going abroad or travelling within the states, in case of emergency, Medicare advantage covers your back completely.

Medicare Supplement

The travel benefits are available to those who travel within the United States. The Medicare supplement plans for 2019 doesn’t cover you when you go abroad.

Extras

Medicare Advantage

Medicare advantage offers you extra benefits like hearing, vision, dental, speech etc. this means that along with your own problems, you can get any of the above checked for free as well. The exact amount of benefits can be mentioned to you via your doctor or physician but the above three are definitely included.

Medicare Supplement

The Medicare supplement plans for 2019 doesn’t cover the above mentioned benefits. It only covers some additional payments required when enrolled in part A and B program.